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Personal Finance

13 Common Sense Tips That will Save You Money

June 6, 2020 Francisco Anes 0

How to save money fast? That’s the real question we all ask ourselves when we need money to buy a house, pay off debt or even do a big trip. In my opinion, saving money is more about habit than about a set number of rules, it’s a lifestyle! When you become frugal and learn how to enjoy things without the need to spend loads of money, it’s when you start saving more even without realizing. It’s true that determination will help you stop/delay buying stuff but it’s such a hard and tiring battle. Instead… Read more […]

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Budget

How to Save Between $5,000 and $10,000 a Year by Making a Few Changes

May 30, 2020 Francisco Anes 0

If you’re like most people, then you probably have trouble saving money. Like the rest of the world, you get up every morning, punch your alarm clock (that’s my specialty!), and head to work with the sole mission of paying your bills at the end of the month. But if you have enough motivation to cut back on your spending habits, you might be able to build a financial nest egg for your future. In fact, even with an average yearly salary, you can easily save between $5,000 and $10,000 a year. You Read more […]

Passive Income

How To Make $1000 Fast: 7 Genius Ideas To Make Money

May 25, 2020 Francisco Anes 0

Want to make some extra money quickly? You’d be thinking that’s nearly impossible but it’s far from it. In this article, you’ll go through some strategies on how to make $1000 fast. You won’t get rich with these strategies – well, there is one of them that actually can make you rich – but you’ll be able to start earning money from today. Whether if it’s for an unexpected situation or just to build up your emergency fund, this article will give you some ideas to start digging in. The Read more […]

best personal finance tips
Budget

10 Best Personal Finance Tips I’ve Received (And I’ll Never Forget)

May 21, 2020 Francisco Anes 0

When it comes to money, being savvy pays in more than one way. There are countless things in life that can easily drain your cash flow if you allow it to, and sometimes you might not even be aware of it happening. Whilst money isn’t everything (that’s for sure), it does help when it comes to living a comfortable life, and of course, in keeping a roof over your head! Personal finance is a subject that is quite far-reaching, and there are more facets to it than most people allow themselves Read more […]

How to build an emergency fund, make extra money, save money in shopping, create a budget plan, emergency money
Budget

15 Practical Ways to Start Building an Emergency Fund

August 20, 2017 Francisco Anes 0

A few weeks ago I published the article Why You Should Build an Emergency Fund for your Family. As I mentioned in that article, an emergency fund is cash that you’ve put aside with the intention of helping you keep your normal life when an emergency in life shows up. One of the key points to good financial planning is preparing for the future, whatever is to come. That’s why an essential part of a solid financial plan is an emergency fund. I think that everybody must have an emergency fund Read more […]

Emergency Fund, Financial Planing, How To Save Money, Emergency Savings Account, Saving Money Tips, Emergency Fund Calculator, Personal Finance
Budget

Why You Should Build an Emergency Fund for your Family

July 30, 2017 Francisco Anes 2

I truly believe that you need an emergency fund. Not just you, but everybody! An emergency fund is cash that you’ve put aside with the intention of helping you keep your normal life when an emergency in life shows up. When you have nothing saved, any unexpected expense becomes an emergency that has to be paid with your credit card (and everybody knows what happens with credit card debt!). Don’t get me wrong, credit cards can be great if used in the right way (I get a lot of travel Read more […]

create a budget
Budget

How To Make A Budget Plan For Your Family

March 22, 2017 Francisco Anes 4

Do you have a budget already? Is it actually working for you? Having debt is one of the main reasons for stress and anxiety in America. Most people have debts that need to be paid (student loans, mortgages, credit card loans, etc). In order to pay them on time and at a good pace, a budget plan is required. The sooner you pay your debt, the better! According to Bls, the average American saves a 4.7% of income per year and a 76% admit to living paycheck to paycheck. (source:  CNN Money) I think Read more […]