How to build an emergency fund, make extra money, save money in shopping, create a budget plan, emergency money
Budget

15 Practical Ways to Start Building an Emergency Fund

August 20, 2017 Francisco Anes 0

A few weeks ago I published the article Why You Should Build an Emergency Fund for your Family. As I mentioned in that article, an emergency fund is cash that you’ve put aside with the intention of helping you keep your normal life when an emergency in life shows up. One of the key points to good financial planning is preparing for the future, whatever is to come. That’s why an essential part of a solid financial plan is an emergency fund. I think that everybody must have an emergency fund Read more […]

Emergency Fund, Financial Planing, How To Save Money, Emergency Savings Account, Saving Money Tips, Emergency Fund Calculator, Personal Finance
Budget

Why You Should Build an Emergency Fund for your Family

July 30, 2017 Francisco Anes 2

I truly believe that you need an emergency fund. Not just you, but everybody! An emergency fund is cash that you’ve put aside with the intention of helping you keep your normal life when an emergency in life shows up. When you have nothing saved, any unexpected expense becomes an emergency that has to be paid with your credit card (and everybody knows what happens with credit card debt!). Don’t get me wrong, credit cards can be great if used in the right way (I get a lot of travel Read more […]

create a budget
Budget

How To Make A Budget Plan For Your Family

March 22, 2017 Francisco Anes 4

Do you have a budget already? Is it actually working for you? Having debt is one of the main reasons for stress and anxiety in America. Most people have debts that need to be paid (student loans, mortgages, credit card loans, etc). In order to pay them on time and at a good pace, a budget plan is required. The sooner you pay your debt, the better! According to Bls, the average American saves a 4.7% of income per year and a 76% admit to living paycheck to paycheck. (source:  CNN Money) I think Read more […]