If you are struggling with your finances and want to start saving real money, you need to learn how to be a little more savvy with your spending. It’s likely that, if you take a really close look at what you spend every week, there are many things that you […]
How to budget money on low income? Money certainly does not grow on trees and that means we all need to be a little clever with the cash we have, to try and make it go that little bit further. In addition to this rather annoying lack of a money tree […]
If you’re like most people, then you probably have trouble saving money. Like the rest of the world, you get up every morning, punch your alarm clock (that’s my specialty!), and head to work with the sole mission of paying your bills at the end of the month. But if […]
When it comes to money, being savvy pays in more than one way. There are countless things in life that can easily drain your cash flow if you allow it to, and sometimes you might not even be aware of it happening. Whilst money isn’t everything (that’s for sure), it […]
I’m always looking into new ways of saving money at home. Most people start looking into monthly bills when they want to start saving more money. But, what about the grocery shopping? Did you know that in 2015, U.S. households spent an average of $7,023 (12.5 percent of income) on food? (Source: […]
As most of you know, I’m always looking into new ways of saving money at home. That’s why today I’m publishing this article about my favourite hacks and tips to save money on energy. Saving energy is one of the first things people look into when they want to start saving […]
I can’t hide how much I love gadgets. I really enjoy devices that help me make my life easier. Plus, I’m also a saving money addict. I’m sure it sounds a bit controversial: buying and saving. That’s why in this post I share how I managed to combine both passions: […]
A few weeks ago I published the article Why You Should Build an Emergency Fund for your Family. As I mentioned in that article, an emergency fund is moneythat you’ve put aside with the intention of helping you keep your normal life when an emergency in life shows up. One of […]
I truly believe that you need an emergency fund. Not just you, but everybody! An emergency fund is cash that you’ve put aside with the intention of helping you keep your normal life when an emergency in life shows up. When you have nothing saved, any unexpected expense becomes an emergency that […]
A few months ago I published the article 9 Reasons Why You Can’t Save Money Every Month. As I mentioned in that article, I believe the first step to paying off your debt is to realize why you’re in debt. Credit card debt, car payments, and student loans are some examples of […]
Do you have a budget already? Is it actually working for you? Having debt is one of the main reasons for stress and anxiety in America. Most people have debts that need to be paid (student loans, mortgages, credit card loans, etc). In order to pay them on time and […]
“Travelling is expensive” is what many people always say. However, you can travel on a budget and still enjoy it! In fact, many of my trips are like this, on a budget. That’s the reason why I can do more than 10 trips per year. There is a lot of […]
It seems logic that the main reason why you can’t save money every month is because you don’t have money, but sometimes it helps to remember it. If your expenses are the same or higher than your monthly income, then you will never save any money. The first step to […]
September is back! And with it, all the new season stuff, new school books for the kids, new seasonal clothes and coming back to work after holidays. How scary is that! After the summer, I always struggle. I look back at my accounts and I think… oh my gosh! what […]
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