Emergency Fund, Financial Planing, How To Save Money, Emergency Savings Account, Saving Money Tips, Emergency Fund Calculator, Personal Finance
Budget

Why You Should Build an Emergency Fund for your Family

July 30, 2017 Francisco Anes 0

I truly believe that you need an emergency fund. Not just you, but everybody! An emergency fund is cash that you’ve put aside with the intention of helping you keep your normal life when an emergency in life shows up. When you have nothing saved, any unexpected expense becomes an emergency that has to be paid with your credit card (and everybody knows what happens with credit card debt!). Don’t get me wrong, credit cards can be great if used in the right way (I get a lot of travel Read more […]

create a budget
Budget

How To Make A Budget Plan For Your Family

March 22, 2017 Francisco Anes 2

Do you have a budget already? Is it actually working for you? Having debt is one of the main reasons for stress and anxiety in America. Most people have debts that need to be paid (student loans, mortgages, credit card loans, etc). In order to pay them on time and at a good pace, a budget plan is required. The sooner you pay your debt, the better! According to Bls, the average American saves a 4.7% of income per year and a 76% admit to living paycheck to paycheck. (source:  CNN Money) I think Read more […]

how to travel on a budget
Budget

How To Travel On A Budget And Save $1,320 In Your Next Trip

February 21, 2017 Francisco Anes 4

“Travelling is expensive” is what many people always say. However, you can travel on a budget and still enjoy it! In fact, many of my trips are like this, on a budget. That’s the reason why I can do more than 10 trips per year. There is a lot of people thinking that travelling is only for rich people or that you need thousands of dollars for a good vacation. That’s far from the truth. A good vacation requires planning, research and a budget, and with this post, you will learn all these three. Because Read more […]

survey sites to make extra money
Make Money Online

14 Survey Sites To Make Extra Money In 2017

January 26, 2017 Francisco Anes 8

Before I started blogging, one of the ways I made extra cash was by doing free online surveys. I didn’t get rich from taking these online surveys, but I made a good side income by spending a little bit of my time every day. Since then, I’ve been doing surveys every month. The number of surveys I do depends on how much free time I have. Some months I end up making $150 and others $400. My record was something near $500 in three weeks. After doing some in-depth research and trying over Read more […]

ebates cash back
Reviews

How To Use Ebates For Free Cash Back And Get A Free $10 Voucher

January 12, 2017 Francisco Anes 0

Finding ways of saving money is one of my favorite hobbies. A few months back I’ve found Ebates and since then I’ve been using it every month. That’s why I am publishing this Ebates review for all my readers. Every month I try to squeeze some money back by using Ebates and it has saved us already more than $600. Ebates gives you Free money for shopping. Yes, yes, you read it! Today I will be talking about how you can save money by using Ebates, what it is, and whether or not is a scam (it’s Read more […]

earn cash back when you shop chritsmas
Make Money Online

Earn Cash Back When You Shop This Holiday Season

November 19, 2016 Francisco Anes 0

It’s very difficult to believe that Christmas is nearly one month away! If you’re like me, feeling that theses holidays are getting closer and closer, it’s time to get ready for Christmas. I already have my budget for gifts and fancy dinners (thanks to some saving tricks I’ve done during the year). If you want to receive some of the money you spend back for Christmas, I’ve included some sites I always use for my online purchases. Last year I saved over $1,000 just by signing up to cash Read more […]

12 things I've done to make extra income
Blogging

12 Things I’ve Done To Make Extra Money

October 13, 2016 Francisco Anes 2

One year ago, my life changed completely around making extra money so that I could do what I always wanted, travel around the world. Since then I’ve traveled to China, Abu Dhabi, Mexico and Europe. Before I started this blog I was struggling to pay my bills back in college. Without my side hustle income, I don’t know how would I paid them. This side income allowed to me change my life and improve my economic status than if I only had one source of income. I combined these side hustle activities Read more […]

7 online survey sites to sign up for extra money
Make Money Online

7 Free Online Survey Sites To Join For Extra Cash

October 9, 2016 Francisco Anes 10

Before I started blogging, back in college, one of the top ways I made extra cash was by doing free online surveys. I didn’t get rich from taking these online surveys, but I made a good side income by spending a little bit of my time every day. I still remember, I signed up for as many survey sites as I could and I always had surveys available to complete (below I explain why you also should register for as many as you can). As I was saying, but one in a while I reached the minimum threshold to Read more […]

save money every month
Save Money

September is back, the saving challenge: 25+ Ways To Save Money

September 4, 2016 Francisco Anes 4

September is back! And with it, all the new season stuff, new school books for the kids, new seasonal clothes and coming back to work after holidays. How scary is that! After the summer, I always struggle. I look back at my accounts and I think… oh my gosh! what did I do? Yeah, plenty of money spent on holidays, fancy dinners and parties. I never regret what I did, but I always try to look forward to finding new ways of saving money. And you know what? It’s challenging and it’s fun. Below are Read more […]

Save Money

How Did I Save $179.67 in My Car Insurance

January 6, 2016 Francisco Anes 4

In October 2015 I bought my first car, of course, a second-hand car but in a really good condition, a Renault Megane 1.4 Petrol. The purchase was a bargain, I only paid $2,175 (£1,450) for it and it was coming with the Full-Service History and the MOT just passed a few days ago. I and my wife were so happy about it until we realised that every single car needs a Car Insurance. We never though how expensive it could be for starters and even more for a foreigner. I’m from Spain and my wife Read more […]

Save Money

10 Tips to Save Money and Increase Your Savings in a 30%

January 5, 2016 Francisco Anes 0

Saving is hard and sometimes can become a headache. Time ago I was struggling with how to save money. I wanted to buy a car, move to a bigger house and travel around the world; the only problem is that if I wanted to do all those things I wouldn’t be able to save much. In this post, you will read my top 10 strategies which help me to increase my savings in a 30% and allow me to do all those things I wanted in my life. #1 List your expenses during one month. Saving money is not as hard as Read more […]